Monthly Income Plan
Your second
income
Earn upto 16% p.a.
- Monthly Earnings
- Passive
- Predictable Performance
RBI Certified NBFC-P2P
Receive monthly interest payouts into your bank account.
Yearly Returns
upto ₹16,000
Monthly Paid These are indicative, average monthly earnings over 12 months. Actual month of month earnings may vary along with the start date of the earnings due to difference in deployment and repayment dates of loans funded.
These are indicative, average monthly earnings over 12 months. Actual month of month earnings may vary along with the start date of the earnings due to difference in deployment and repayment dates of loans funded.
upto ₹1,333.33
IndiaP2P’s investment product design and borrower selection are designed to minimize the risk of loss on your investment.
Build a strong portfolio, without compromising on returns
Create a Second Income Source
Your investment is deployed into loan portfolios
Loans repay principal & interest every month.
Principal repaid is reinvested & intrest is paid into your bank account
Strong Diversification
Secure Transactions
High Quality Loans
Select your risk category
Earn upto
16%p.a.
Monthly Income Plan
Aggressive
Your funds are invested in loans with Medium credit ratings.
Principal repaid is reinvested & interest is paid into your bank account.
Earn upto
12%p.a.
Monthly Income Plan
Conservative
Your funds are invested in loans with High credit ratings.
Principal repaid is reinvested & interest is paid into your bank account.
Start investing in a few simple steps
Setup Account
KYC Verification - Aadhaar, PAN, Bank account
Select Plan & Risk Category
Add Money
UPI or bank transfer
All Set
E-Sign Terms and conditions
Setup Account
KYC Verification - Aadhaar, PAN, Bank account
Select Plan & Risk Category
Growth plan
•
Income Plan
Add Money
UPI or bank transfer
All Set
E-Sign Terms and conditions
How are borrowers/loans vetted and verified?
IndiaP2P combines technology and field presence to screen, verify and diligence borrowers.





Our team meets with each borrower for a comprehensive overview.
A typical IndiaP2P borrower is a woman business owner with a prior track record of successful loan repayment i.e. a good credit score.
Our risk team comes with the industry's strongest credentials and experience.
To minimize this risk, IndiaP2P takes several measures:
IndiaP2P onboards highest quality borrowers post physical verification
Scientific, granular diversification across loan fractions
Choose between Conservative and Aggressive borrower ratings to set your risk profile