The easiest and fastest way to build your wealth
Earn upto 16% p.a.
- Monthly Earnings
- Passive
- Predictable Performance
Start Investing
RBI Certified NBFC-P2P
Select an IndiaP2P Plan that meets your goals
Diversification across multiple loan fractions
Strong Diversification
Secure Transactions
High Quality Loans
Join our growing tribe of investors.
NPAs 0.04%
Consistent ReturnsNon-marketlinked
Start Investing from ₹5,000 to ₹50 Lakh
Start investing in a few simple steps
1
Setup Account
KYC Verification - Aadhaar, PAN, Bank account
2
Select Plan & Risk Category
Growth, Income
3
Add Money
UPI or bank transfer
4
All Set
E-Sign Terms and conditions
1
Setup Account
KYC Verification - Aadhaar, PAN, Bank account
2
Select Plan & Risk Category
Growth plan
•
Income Plan
3
Add Money
UPI or bank transfer
4
All Set
E-Sign Terms and conditions
What our investor's say about us
Yattan S.
Educationist
Smooth onboarding and no post-investment effort. I'm happy that this is one investment I don't have to monitor at all.
Abhay R.
Procurement Ops Lead
IndiaP2P is the highest returns asset in my portfolio.
Snehal P.
Architet & Entrepreneur
This is a truly innovative product and compliments my other investments. The returns are indeed exciting and the lack of volatility comforting.
Aditi Bhandari
VP Marketing
I love that my IndiaP2P investment has such a positive impact in promoting growth of so many businesses. Even better that these are run by women.
Bharti B.
CA
I invested with IndiaP2P because of the high returns and only later discovered what a wonderfully meaningful investment it is. I would call it a nation-building investment.
Tanvi K.
Consultant
Superior returns with a transparent view of where investments are deployed. Glad to see that returns are not linked to speculation
Tahura K
Entrepreneur
Women x Business = Great Returns. I like that with IndiaP2P I am able to do this. I look forward to interacting in person with some of the businesswomen IndiaP2P faciliates lending to. Their grit and stories are inspiring.
Saurabh Saraf
Entreprenuer-Climate Finance
I was impressed with the founding team's story, experience and how they worked on creating an investment product that gives high returns and does good for women entrepreneurs. I believe that having more women in business is our best chance at becoming a prosperous nation.
Nitin Negi
Agritech Entreprenuer
You are offering unbelievable returns. I look forward to the 1st of every month when they hit my bank account.
Ayush G.
IT Professional
An investment product that I finally understand. Simple and super-easy to understand.
Shoeb K.
Corporate Leader
An investment that supports the business aspirations of borrowers while fulfilling my financial goals.
Pradeep J
Retired Army
Great way to create a second, monthly income
Sapan
Data Lead
I like the transparency in stating returns in APR or per annum basis. No misleading IRRs or fancy return calculations.
Manish Jasyal
Product Manager
I am a conservative investor and IndiaP2P worked for me because of being RBI regulated and easy to understand.
Adil
Musician
Seeing returns hit my bank account every month makes me smile. Please launch your mobile app soon.
Sunanda G.
Professional
My investment corpus automatically increases every month with the growth plan and enables more borrowers.
Luv N.
Consultant
A purposeful investment that doubles up as a passive income stream.
News & Announcements
Latest Blogs
Frequently asked questions
Investor FAQs 
Terms and Conditons for investor referrals
How does IndiaP2P ascertain the creditworthiness of the borrowers whose loans it curates?
Are there any restrictions on how much I can invest on IndiaP2P?
Can organisations lend on IndiaP2P or only individuals?
An individual, Company formed under the India Companies Act, HUF, firm, Society, Trust, RBI certified finance companies or any artificial body whether incorporated or not, holding a PAN card and bank account in India can invest in loans on IndiaP2P. Please note that individuals lending must be 18 years or above. If you represent an organisation seeking to invest via IndiaP2P then please write to us at investors@indiap2p.com or schedule a call with us.
Shall I use Auto-Invest (Growth, Income Plans) or choose borrowers manually?
How do estimated returns on IndiaP2P compare with other investment types?
How does IndiaP2P help me in my wealth creation journey?
How can I earn via lending investments on IndiaP2P?
What do I need to do to invest on IndiaP2P?
How does IndiaP2P work?
Is IndiaP2P recognised by the RBI?
Is IndiaP2P a Bank or NBFC?
What is P2P?
Quick Explainers
What does asset allocation mean?
How is consumer inflation estimated and how does it affect me? What is my personal inflation rate?
How is consumer inflation estimated and how does it affect me? What is my personal inflation rate?
Understanding Market Bubbles
What is the endowment bias and how does it affect our decision-making around finances and investing?
What is speculation or speculating and how is it different from investing?
What is Mental Accounting and how does it affect me?
What is meant by the Time Value of Money?
Loss Aversion
What is the Illusion of Control and does it explain your investment choices?
What is meant by real returns? Are your investments actually earning as much as you think?
What are productive assets? And why does Warren Buffet love them?
What should I do when inflation is rising?
What is the Icarus Paradox? And how does it explain the failure of once super-successful companies?
What is the Rule of 72?
The rule of 72 is a thumb rule to quickly estimate how many years it will take for your money to double for a given rate of return. For example: If your Fixed Deposits are paying a return of 4.5%. It will take 72/4.5 = 16 years for your money to double. With IndiaP2P, you can earn up to 16%. Thereby doubling you money in 72/16 = 4.5 years.
What is meant by Net-worth?
What are Mutual Funds and how can I asses their performance?
What is Microfinance?
What is FOMO investing?
What is Angel Investing? Should I become an Angel investor and invest in startups?
What is asset allocation?
What is Volatility and how does it affect investment returns?
What is meant by ‘compounding’?
What is diversification?
What is the difference between regulated and unregulated investment products?
What is passive income?
What are the risks associated with fixed-income investments and especially with IndiaP2P?
What are fixed-income investment products?
What types of loans and borrowers does IndiaP2P source from?
What do fractionalized loans mean?
What is peer-to-peer (P2P) lending and how is it different from traditional lending?
For Borrowers
How can I contact you to learn more?
Will my contact details be displayed on the IndiaP2P website or lender mobile app?
What happens if I cannot repay?
Can I change my NACH debit/EMI repayment account after disbursement?
Will multiple lenders fund my loan? Will I have to repay all of them separately?
Can I prepay my loan on IndiaP2P?
How much time does IndiaP2P take to evaluate my loan application?
Am I required to present collateral for my loan?
How is interest calculated?
What is the eligibility criteria for borrowing on IndiaP2P?
What are the benefits of borrowing on IndiaP2P?
What type of loans are available on IndiaP2P?
Process (Entry and Exit)
How will I disburse funds to a borrower and how will they repay me?
Can I choose more than one Auto-Invest Plan?
What is the difference between the 2 Auto-Invest Plans and how can I structure my investment?
Do I need to pay tax on my earnings?
Is there any lock-in period?
How much fees will I have to pay?
Is there a minimum amount I need to invest?
What information does IndiaP2P collect about me?
How are my investments in loans secured? What happens if the borrower doesn’t repay.
How are borrowers screened and assessed by IndiaP2P?
How can I reach you to learn more?
How will I disburse funds to a borrower and how will they repay me?
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