Monthly Income Plan

Earn EMIs. Reinvest again or
top-up anytime!

Earn upto 15% A.P.R.

Monthly Payouts
Granular Diversification
Best In Class Performance

RBI Certified NBFC-P2P

Earnings

We enable you to allocate your funds across multiple borrowers to spread risk. Furthermore, IndiaP2P's borrower sourcing allows intelligent diversification across geographies, borrower business types etc. These loans generate up to 15% p.a

Tenure

Your investment can be spread across loans ranging from 12-24 months. Depending upon the availability of loans, your investment can be spread across loans of differing tenures. A precise, expected monthly payout schedule will be available on your dashboard.

Payout Frequency & Mode

Borrower repayments are received throughout the month. Cumulative repayments (principal + interest) are transferred to your registered bank account on or before the 1st of the following month in one or multiple transactions.

You will receive monthly principal plus interest repayments in your bank account

Investment

Return

* The values provided are estimates and actual may vary.

Monthly Paid

upto ₹ 4,848.66

Invested amount

₹1,00,000

Returns 15% (IRR)

₹16,376.97

Total Payment ( Principal + Interest )

₹1,16,368

* The values provided are estimates and actual may vary.

Strong earnings potential with regular payouts

Monthly payouts

Strongest borrowers diligence

Diversify easily

Reinvest and top up anytime

Strong Diversification

Secure Transactions

High Quality Loans

Start investing in a few simple steps

Setup Account

KYC Verification - Aadhaar, PAN, Bank account

Select Plan & Risk Category

Monthly Income Plan Plus

Add Money

UPI or bank transfer

All Set

E-Sign Terms and conditions

Setup Account

KYC Verification - Aadhaar, PAN, Bank account

Select Plan & Risk Category

Monthly Income Plan Plus

Add Money

UPI or bank transfer

All Set

E-Sign Terms and conditions

Start Investing

How are borrowers/loans vetted and verified?

IndiaP2P combines technology and field presence to screen, verify and diligence borrowers.

Our team meets with each borrower for a comprehensive overview.
A typical IndiaP2P borrower is a woman business owner with a prior track record of successful loan repayment i.e. a good credit score.

Our risk team comes with the industry's strongest credentials and experience.

To minimize this risk, IndiaP2P takes several measures:

IndiaP2P onboards highest quality borrowers post physical verification

Scientific, granular diversification across loan fractions

Choose between Conservative and Aggressive borrower ratings to set your risk profile

What our investor's say about us

Yattan S.

Educationist

Smooth onboarding and no post-investment effort. I'm happy that this is one investment I don't have to monitor at all.

Abhay R.

Procurement Ops Lead

IndiaP2P is the highest returns asset in my portfolio.

investor: monthly income plan, second source of income

Snehal P.

Architet & Entrepreneur

This is a truly innovative product and compliments my other investments. The returns are indeed exciting and the lack of volatility comforting.

investor: empowering women entrepreneurs

Aditi Bhandari

VP Marketing

I love that my IndiaP2P investment has such a positive impact in promoting growth of so many businesses. Even better that these are run by women.

investor: high returns, women entrepreneurs

Bharti B.

I invested with IndiaP2P because of the high returns and only later discovered what a wonderfully meaningful investment it is. I would call it a nation-building investment.

Tanvi K.

Consultant

Superior returns with a transparent view of where investments are deployed. Glad to see that returns are not linked to speculation

investor: investment product, monthly earnings

Tahura K

Entrepreneur

Women x Business = Great Returns. I like that with IndiaP2P I am able to do this. I look forward to interacting in person with some of the businesswomen IndiaP2P faciliates lending to. Their grit and stories are inspiring.

Saurabh Saraf

Entreprenuer-Climate Finance

I was impressed with the founding team's story, experience and how they worked on creating an investment product that gives high returns and does good for women entrepreneurs. I believe that having more women in business is our best chance at becoming a prosperous nation.