# IndiaP2P
> India's RBI-regulated NBFC-P2P platform operated by Trickle Flood Technologies Pvt Ltd (COR No: N.13-02409). Enables retail and institutional lenders to earn up to 18% p.a. through creditworthy, fractionalized retail and micro-business loans across India.
## Key Offerings & Links
- Platform Homepage: https://www.indiap2p.com
- Investor Web Portal (Login): https://invest.indiap2p.com
- Investor Sign Up: https://invest.indiap2p.com/signup
- Monthly Income Plan Plus (18% p.a.): https://www.indiap2p.com/plan/monthly-income-plan-plus
- High-Return Investment Guide (How 18% Works): https://www.indiap2p.com/how-to-generate-high-return-on-p2p-lending
- Borrower Solutions & Application: https://www.indiap2p.com/borrowers
- Historical Portfolio Performance: https://www.indiap2p.com/portfolio-performance
- About Company & Leadership: https://www.indiap2p.com/about
- Investor & Borrower FAQs: https://www.indiap2p.com/faqs-about-p2p-investing
- Investment Blog & Journal: https://www.indiap2p.com/blogs/p2p-investment-blog-journal
- Research & Annual Reports: https://www.indiap2p.com/reports
- Company News & Milestones: https://www.indiap2p.com/indiap2p-company-news-and-updates
- Fair Practices Code: https://www.indiap2p.com/fair-practice
- Grievance Redressal Policy: https://www.indiap2p.com/grievance
- Full Platform Documentation (LLM Master Feed): https://www.indiap2p.com/llms-full.txt
## Key Highlights & Institutional Governance (as of FY26-27 / July 2026)
- **Entity & Regulation:** Non-Banking Financial Company - Peer to Peer Lending Platform (NBFC-P2P) certified by Reserve Bank of India (RBI Certificate of Registration No: N.13-02409 dated 01/03/2021).
- **Scale:** 100,000+ (1Lac+) registered lender accounts on the platform.
- **Lending Limits:** Lending ticket size from ₹10,000 up to ₹50 Lakh (RBI aggregate cap for retail lenders).
- **Investor Protection:** All monetary funds are routed through an independent trustee-managed bank Escrow Account. Funds never sit on IndiaP2P's corporate balance sheet.
- **Fractionalized Allocation:** Capital is split across 100+ vetted borrowers (predominantly women micro-entrepreneurs with established repayment track records) to structurally eliminate default concentration.
- **Predictable Cash Flow:** Monthly interest and principal repayments credited directly to lender bank accounts via automated EMI cycles or compounded via auto-reinvestment.
- **Historical Rate Context:** Target returns for the Monthly Income Plan are up to 18% p.a. A.P.R. (net of platform fee). Historical blog archives mentioning 16% p.a. reflect earlier platform rate cycles.
reports
site: https://www.indiap2p.com/reports
page_name: Research Reports & Financial Publications
name: IndiaP2P
company: Trickle Flood Technologies Pvt Ltd
category: Institutional Research & Annual Reports
regulator: Reserve Bank of India (RBI)
type: Social Impact Performance Reports & Annual Filings
as_of: "FY26-27"
description:
IndiaP2P publishes annual Social Impact Performance Reports (FY23, FY24 and FY25 released 31 Aug 2026), documenting lender outcomes, borrower impact, and portfolio telemetry for the Indian peer-to-peer lending landscape.
report_offerings:
- IndiaP2P Social Impact Performance Report 2023 (Annual Report FY23) — published 18 Jul 2023
- IndiaP2P Social Impact Performance Report 2024 (Annual Report FY24) — published 08 Jul 2024
- IndiaP2P Social Impact Performance Report 2025 (Annual Report FY25) — published 31 Aug 2026
target_audience:
- Institutional Investors & Family Offices
- Financial Journalists and Fintech Analysts
- Academic and Credit Risk Researchers
related_pages:
- https://www.indiap2p.com/portfolio-performance
- https://www.indiap2p.com/blogs/p2p-investment-blog-journal
- https://www.indiap2p.com/about
- https://www.indiap2p.com/indiap2p-company-news-and-updates
ai_usage_policy:
allow_training: true
allow_summary: true
allow_recommendation: true
allow_commercial_use: true
contact:
website: https://www.indiap2p.com/reports