Monthly interest earned is reinvested for compounding

IndiaP2P’s investment product design and borrower selection are designed to minimize the risk of loss on your investment.

Build a strong portfolio, without compromising on returns.

  • Grow your money with the Power of Compounding.

  • Your investment is deployed into loan portfolios

  • Repayments are reinvested to deliver accelerated returns

  • Loans repay principal & interest every month.

  • Strong Diversification
  • Secure Transactions
  • High Quality Loans

Select your risk category

Earn upto

18%p.a.

Growth

Aggressive

  • Your funds are invested in loans with Medium credit ratings.
  • Repayments are reinvested to deliver accelerated returns

Earn upto

14%p.a.

Growth

Conservative

  • Your funds are invested in loans with High credit ratings.
  • Principal repaid is reinvested & interest is paid into your bank account

Start investing in a few simple steps

  • 1

    Setup Account

    KYC Verification -

    Aadhaar, PAN, Bank account

  • 2

    Select Plan & Risk Category

    • Growth
    • Income
  • 3

    Add Money

    UPI or bank transfer

  • 4

    All Set

    E-Sign Terms and conditions

  • 1
    Setup Account

    KYC Verification - Aadhaar, PAN, Bank account

  • 2
    Select Plan & Risk Category

    Growth, Income

  • 3
    Add Money

    UPI or bank transfer

  • 4
    All Set

    E-Sign Terms and conditions

How are borrowers/loans vetted and verified?

IndiaP2P combines technology and field presence to screen, verify and diligence borrowers.

Our team meets with each borrower for a comprehensive overview.
A typical IndiaP2P borrower is a woman business owner with a prior track record of successful loan repayment i.e. a good credit score.

Our risk team comes with the industry's strongest credentials and experience.

To minimize this risk, IndiaP2P takes several measures:

IndiaP2P onboards highest quality borrowers post physical verification

Scientific, granular diversification across loan fractions

Choose between Conservative and Aggressive borrower ratings to set your risk profile

What our investor's say about us

investor: growth plan, passive income

Smooth onboarding and no post-investment effort. I'm happy that this is one investment I don't have to monitor at all.

investor: high returns, nation building

IndiaP2P is the highest returns asset in my portfolio.

investor: monthly income plan, second source of income

This is a truly innovative product and compliments my other investments. The returns are indeed exciting and the lack of volatility comforting.

investor: empowering women entrepreneurs

I love that my IndiaP2P investment has such a positive impact in promoting growth of so many businesses. Even better that these are run by women.

investor: high returns, women entrepreneurs

I invested with IndiaP2P because of the high returns and only later discovered what a wonderfully meaningful investment it is. I would call it a nation-building investment.

investor: fixed income

Superior returns with a transparent view of where investments are deployed. Glad to see that returns are not linked to speculation

investor: investment product, monthly earnings

Women x Business = Great Returns. I like that with IndiaP2P I am able to do this. I look forward to interacting in person with some of the businesswomen IndiaP2P faciliates lending to. Their grit and stories are inspiring.

investor: low risk, stable returns

I was impressed with the founding team's story, experience and how they worked on creating an investment product that gives high returns and does good for women entrepreneurs. I believe that having more women in business is our best chance at becoming a prosperous nation.

investor: second income, low risk

You are offering unbelievable returns. I look forward to the 1st of every month when they hit my bank account.

investor: low risk, high returns

An investment product that I finally understand. Simple and super-easy to understand.

investor: investment product, second source of income

An investment that supports the business aspirations of borrowers while fulfilling my financial goals.

investor: easy and simple investment

Great way to create a second, monthly income

investor: investment product with high returns

I like the transparency in stating returns in APR or per annum basis. No misleading IRRs or fancy return calculations.

investor: risk free, non-volatile

I am a conservative investor and IndiaP2P worked for me because of being RBI regulated and easy to understand.

investor: fixed income, monthly returns

Seeing returns hit my bank account every month makes me smile. Please launch your mobile app soon.

investor: fixed income, monthly returns

My investment corpus automatically increases every month with the growth plan and enables more borrowers.

investor: passive income

A purposeful investment that doubles up as a passive income stream.

News & Announcements

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IndiaP2P raised funds from Antler VC...

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4 Alternate Investments Options...

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4 Investing Trends Retail Investors Should Not Miss...

4 Investing Trends Retail Investors Should Not Miss...

Inflation's Impact on the Average Investor...

Inflation's Impact on the Average Investor...

RBI Governor's Recipe for Banks of the Future...

RBI Governor's Recipe for Banks of the Future...

Personal Budgeting Strategies to Improve Your Financial Health...

Personal Budgeting Strategies to Improve Your Financial Health...

30 Startups to watch in Feb, 2022...

30 Startups to watch in Feb, 2022...

Antler VC funds IndiaP2P...

Antler VC funds IndiaP2P...

How to save during inflation and rising prices?...

How to save during inflation and rising prices?...

Funding news: IndiaP2P raises funds from Antler VC...

Funding news: IndiaP2P raises funds from Antler VC...

4 retail investing trends investors should not miss...

4 retail investing trends investors should not miss...

Regulated P2P Lending vs Bonds? Factors retail inves...

Regulated P2P Lending vs Bonds? Factors retail inves...

Why real estate investment is not always a good choice...

Why real estate investment is not always a good choice...

Why the standard stocks+bond portfolio has underperformed...

Why the standard stocks+bond portfolio has underperformed...

Why Young Investors are Choosing Alternative Invest...

Why Young Investors are Choosing Alternative Invest...

Women are better borrowers than men...

Women are better borrowers than men...

Union Budget 2023: What cybersecurity experts envis...

Union Budget 2023: What cybersecurity experts envis...

Why retail investors should embrace passive investing...

Why retail investors should embrace passive investing...

Pre Budget 2023 Quotes across various sectors...

Pre Budget 2023 Quotes across various sectors...

More women in the economy for prosperity...

More women in the economy for prosperity...

Should Senior Citizend Invest in Small Finance Bank FDs...

Should Senior Citizend Invest in Small Finance Bank FDs...

Should women go for women's savings accounts that...

Should women go for women's savings accounts that...

7 strategies for building strong women leaders...

7 strategies for building strong women leaders...

Dynamic Bond Funds, Target Maturity Funds or FD...

Dynamic Bond Funds, Target Maturity Funds or FD...

Understanding time corrections are in the stock market...

Understanding time corrections are in the stock market...

Last Minute Tax Savings Tips CNBC Awaaz...

Last Minute Tax Savings Tips CNBC Awaaz...

Would AIFs (Alternative Investment Funds)..

Would AIFs (Alternative Investment Funds)...

UPI payments from bank accounts, wallets...

UPI payments from bank accounts, wallets...

UPI merchant transactions above Rs 2,000 via PPIs...

UPI merchant transactions above Rs 2,000 via PPIs...

Alternative investment plaform that closes the credit gap for...

Alternative investment plaform that closes the credit gap for...

The peer-to-peer approach of IndiaP2P...

The peer-to-peer approach of IndiaP2P...

IndiaP2P raised funds from Antler VC...

IndiaP2P raised funds from Antler VC...

Alternative investment plaform that closes the credit gap for...

Alternative investment plaform that closes the credit gap for...

The Economy Needs More Women, So Does Your...

The Economy Needs More Women, So Does Your...

High-Yield investment platform IndiaP2P r...

High-Yield investment platform IndiaP2P r...

Investing in a Rising Interest Rate Scenario...

Investing in a Rising Interest Rate Scenario...

Emerging fixed-income alternatives for retail investors...

Emerging fixed-income alternatives for retail investors...

4 Alternate Investments Options...

4 Alternate Investments Options...

4 Investing Trends Retail Investors Should Not Miss...

4 Investing Trends Retail Investors Should Not Miss...

Inflation's Impact on the Average Investor...

Inflation's Impact on the Average Investor...

RBI Governor's Recipe for Banks of the Future...

RBI Governor's Recipe for Banks of the Future...

Personal Budgeting Strategies to Improve Your Financial Health...

Personal Budgeting Strategies to Improve Your Financial Health...

30 Startups to watch in Feb, 2022...

30 Startups to watch in Feb, 2022...

Antler VC funds IndiaP2P...

Antler VC funds IndiaP2P...

How to save during inflation and rising prices?...

How to save during inflation and rising prices?...

Funding news: IndiaP2P raises funds from Antler VC...

Funding news: IndiaP2P raises funds from Antler VC...

4 retail investing trends investors should not miss...

4 retail investing trends investors should not miss...

Regulated P2P Lending vs Bonds? Factors retail inves...

Regulated P2P Lending vs Bonds? Factors retail inves...

Why real estate investment is not always a good choice...

Why real estate investment is not always a good choice...

Why the standard stocks+bond portfolio has underperformed...

Why the standard stocks+bond portfolio has underperformed...

Why Young Investors are Choosing Alternative Invest...

Why Young Investors are Choosing Alternative Invest...

Women are better borrowers than men...

Women are better borrowers than men...

Union Budget 2023: What cybersecurity experts envis...

Union Budget 2023: What cybersecurity experts envis...

Why retail investors should embrace passive investing...

Why retail investors should embrace passive investing...

Pre Budget 2023 Quotes across various sectors...

Pre Budget 2023 Quotes across various sectors...

More women in the economy for prosperity...

More women in the economy for prosperity...

Should Senior Citizend Invest in Small Finance Bank FDs...

Should Senior Citizend Invest in Small Finance Bank FDs...

Should women go for women's savings accounts that...

Should women go for women's savings accounts that...

7 strategies for building strong women leaders...

7 strategies for building strong women leaders...

Dynamic Bond Funds, Target Maturity Funds or FD...

Dynamic Bond Funds, Target Maturity Funds or FD...

Understanding time corrections are in the stock market...

Understanding time corrections are in the stock market...

Last Minute Tax Savings Tips CNBC Awaaz...

Last Minute Tax Savings Tips CNBC Awaaz...

Would AIFs (Alternative Investment Funds)..

Would AIFs (Alternative Investment Funds)...

UPI payments from bank accounts, wallets...

UPI payments from bank accounts, wallets...

UPI merchant transactions above Rs 2,000 via PPIs...

UPI merchant transactions above Rs 2,000 via PPIs...

Frequently asked questions

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