Monthly interest earned is reinvested for compounding
IndiaP2P’s investment product design and borrower selection are designed to minimize the risk of loss on your investment.
Build a strong portfolio, without compromising on returns.
Grow your money with the Power of Compounding.
Your investment is deployed into loan portfolios
Repayments are reinvested to deliver accelerated returns
Loans repay principal & interest every month.
- Strong Diversification
- Secure Transactions
- High Quality Loans
Select your risk category
Earn upto
18%p.a.
Growth
Aggressive
- Your funds are invested in loans with Medium credit ratings.
- Repayments are reinvested to deliver accelerated returns
Earn upto
14%p.a.
Growth
Conservative
- Your funds are invested in loans with High credit ratings.
- Principal repaid is reinvested & interest is paid into your bank account
Start investing in a few simple steps
- 1
Setup Account
KYC Verification -
Aadhaar, PAN, Bank account
- 2
Select Plan & Risk Category
- Growth
- Income
- 3
Add Money
UPI or bank transfer
- 4
All Set
E-Sign Terms and conditions
- 1Setup Account
KYC Verification - Aadhaar, PAN, Bank account
- 2Select Plan & Risk Category
Growth, Income
- 3Add Money
UPI or bank transfer
- 4All Set
E-Sign Terms and conditions
How are borrowers/loans vetted and verified?
IndiaP2P combines technology and field presence to screen, verify and diligence borrowers.

Our team meets with each borrower for a comprehensive overview.
A typical IndiaP2P borrower is a woman business owner with a prior track record of successful loan repayment i.e. a good credit score.
Our risk team comes with the industry's strongest credentials and experience.
To minimize this risk, IndiaP2P takes several measures:
IndiaP2P onboards highest quality borrowers post physical verification
Scientific, granular diversification across loan fractions
Choose between Conservative and Aggressive borrower ratings to set your risk profile